Terms & Conditions
Effective Date: 7-05-2025
Welcome to Stesanor LLC. By accessing or using our website, services, or any affiliated content, you agree to be bound by the terms and conditions outlined below. These terms apply to all users of our services, including clients, visitors, and subscribers.
Please read them carefully. If you do not agree with these terms, please do not use our services.
1. Use of Our Services
Stesanor offers business services including but not limited to:
- Merchant account application support
- Credit card processing rate comparison
- Business loan referral and assistance
- Curated business ideas via newsletter
You agree to use these services only for lawful purposes and in a manner consistent with all applicable laws and regulations.
2. Eligibility
By using our services, you represent that:
- You are at least 18 years old
- You have the legal authority to enter into binding agreements
- The information you provide to us is accurate, complete, and up to date
3. Client Responsibilities
To ensure smooth service delivery, clients agree to:
- Provide all required documentation in a timely manner
- Cooperate with any verification processes as required
- Use our services with integrity and in good faith
Failure to fulfill these responsibilities may delay or cancel service delivery, at our discretion.
4. Service Limitations
While we strive to deliver outstanding results, some of our services depend on third-party entities (e.g., banks, processors, lenders). Therefore, Stesanor does not guarantee approvals, funding, or timelines and cannot be held liable for third-party delays, rejections, or changes in regulation.
5. Intellectual Property
All content on the Stesanor website, including text, graphics, logos, icons, and software, is the property of Stesanor LLC or its content suppliers and is protected under applicable copyright and intellectual property laws.
You may not use, reproduce, or distribute any content without written permission from Stesanor LLC.
6. Privacy Policy
We are committed to protecting your privacy. Please review our Privacy Policy for detailed information on how we collect, use, and protect your personal data.
7. Refund Policy (Summary)
Stesanor offers a clear and fair refund policy under the following conditions:
- Clients may request a refund only after 30 days have passed if the service they paid for has not been delivered.
- Refunds will not be granted for cancellations without valid cause, force majeure events (e.g., banking delays), or within the first 30 days.
- All refund requests must be submitted in writing and are subject to review.
You can view our full Refund Policy here.
8. Force Majeure
Stesanor is not responsible for any delays or failures in service caused by events beyond our control, including but not limited to natural disasters, acts of war, government restrictions, banking system disruptions, or service provider outages.
9. Modifications to Terms
We reserve the right to update or modify these Terms & Conditions at any time without prior notice. The most current version will always be available on our website. Continued use of our services after changes are posted constitutes your acceptance of the new terms.
10. Governing Law
These Terms & Conditions are governed by and interpreted in accordance with the laws of the State of New Mexico, without regard to its conflict of law provisions.
11. Contact Information
For any questions, concerns, or service inquiries, please contact us at:
By using our services, you confirm that you have read, understood, and agree to these Terms & Conditions.